| Annual Percentage Yield is accurate
as of July 15, 2010. Rates and other terms may change
at any time without prior notice. A penalty is imposed
for early withdrawal. Fees could reduce earnings on the
account. |
Account Type |
Minimum Opening
Deposit |
Minimum Balance
to Earn APY |
Dividends Paid |
Dividend Rate |
Annual
Percentage
Yield |
Dividends will be compounded quarterly
and will be credited quarterly. Average Daily Balance. |
Regular Share Account
|
$25.00 - $4,999.99 |
|
$5,000.00 - $24,999.99 |
|
Greater than $25,000.00 |
|
Round-Up Accounts |
|
$25.00 |
$25.00 |
Quarterly
|
Quarterly |
Quarterly |
Quarterly |
|
|
|
Christmas Club Accounts |
- |
- |
Quarterly |
1.00% |
1.00% |
On Track Checking Accounts |
- |
- |
Monthly |
0.50% |
0.50% |
IRA |
- |
- |
Quarterly |
1.75% |
1.76% |
Share Certificates
$1000.00 - $49,999.00
| |
6 Months |
|
1 Year |
|
2 Year |
|
3 Year |
|
4 Year |
| |
5 Year |
|
|
|
Monthly |
Monthly |
Monthly |
Monthly |
Monthly |
Monthly |
|
1.01% |
1.15% |
1.35% |
1.71% |
2.11% |
2.51% |
|
1.01% |
1.16% |
1.36% |
1.72% |
2.13% |
2.54% |
|
Share Certificates
Minimum of $50,000.00
| |
1 Year |
|
2 Year |
|
3 Year |
|
4 Year |
| |
5 Year |
|
|
|
Monthly |
Monthly |
Monthly |
Monthly |
Monthly |
Monthly |
|
1.11% |
1.23% |
1.51% |
1.95% |
2.36% |
2.74% |
|
1.12% |
1.24% |
1.52% |
1.97% |
2.39% |
2.77% |
|
For additional information
regarding the above accounts, please refer to the Fee Schedule. |
*$1,000.00 Minimum and Dividends Paid Monthly on all Term Share Accounts.
