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Share Rates

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Annual Percentage Yield is accurate as of December 31, 2013. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Account Type
Minimum Opening
Deposit
Minimum Balance
to Earn APY
Dividends Paid Dividend Rate Annual
Percentage
Yield
Dividends will be compounded quarterly and will be credited quarterly. Average Daily Balance.
Share Savings Account
$25.00 - $4,999.99
$5,000.00 - $24,999.99
Greater than $25,000.00
Round-Up Accounts
$25.00 $25.00
Quarterly
Quarterly
Quarterly
Quarterly
0.05%
0.10%
0.30%
0.00%
0.05%
0.10%
0.30%
0.00%
Christmas Club Accounts
- - Quarterly 0.25% 0.25%
On Track Checking Accounts
- - Monthly 0.10% 0.10%
IRA
- - Quarterly 1.00% 1.00%
Term Share Accounts
$1000.00 - $49,999.00
 
6 Months
1 Year
2 Year
3 Year
4 Year
5 Year
$1,000.00
-
-
-
-
-
$1,000.00
-
-
-
-
-
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
0.35%
0.45%
0.60%
0.85%
1.15%
1.35%
0.35%
0.45%
0.76%
0.85%
1.16%
1.36%
Term Share Accounts
Minimum of $50,000.00
 
6 Months
 
1 Year
2 Year
3 Year
4 Year
  5 Year
$1,000.00
-
-
-
-
-
$1,000.00
-
-
-
-
-
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
0.40%
0.50%
0.65%
1.05%
1.25%
1.55%
0.40%
0.50%
0.65%
1.06%
1.26%
1.56%
For additional information regarding the above accounts, please refer to the Fee Schedule.

*$1,000.00 Minimum and Dividends Paid Monthly on all Term Share Accounts.